No, it isn’t.
Some men ‘expect’ their massage to include ‘respectful intimate mutual touch’. There’s nothing ‘respectful’ about thinking you’re entitled to touch me intimately, especially without my consent.
Mutual touch is at my discretion. If I invite you to touch me, then it’s because I feel comfortable with you.
I have no contractual obligation to allow you to touch me intimately if I don’t.
Just as you have the right not to be touched somewhere in a way you aren’t comfortable about.
Please remember you are paying me to touch you. You aren’t paying me to be an object of your desires. If that’s your intention, then you will be best served by contacting a prostitute.